Twenty Percent is an illustration of how people acquire and struggle with financial debt, and is based on a true story. Discover the gruesome details in this epic narrative.

This is not advice from a personal finance management expert. This is telling-it-like-it-is by someone who has 'been there and done that'. All is laid bare in this brutally honest blow-by-blow account that will get you reflecting.

A highly recommended read.

Print edition ISBN 978-9966-1505-3-0